Growing up and especially through my twenties I was always very sensible with money. In fact some might say too sensible!
I always had a part time job and saved really hard for things that I wanted probably the most significant examples of this is when I saved to go travelling across America after graduating or when I payed the first mortgage instalment on my own apartment when I was in my early twenties. Fast forward a few years and things have changed with having a family to support and think about.
